Due to some negative reviews about credit cards, and how one may end up paying high interest rates and fees, many people do not sign up for them. But you should take advantage of credit cards concierge service. There are other ways through which you can benefit from your credit card. The catch is to ensure that you use a credit card for essential things, and also ensure … [Read more...]
5 Hacks You Can Try to Increase Your Chances of Getting Approved for a Personal Loan
Having trouble borrowing the money you really need? You're not alone. Many of us have been there before. If you're struggling financially or need a loan for some other reason, you might already have faced the brick wall that many lenders seem to be these days. But all is not lost. You can still get the money you need under reasonably agreeable terms. In this article, … [Read more...]
Equity Release Explained
If you’ve had a mortgage for decades, you’ve accumulated a significant amount of equity, sometimes several hundreds of thousands of pounds, in the home. If you need the cash, perhaps to cushion your retirement, to fund your in-home care, to help out family members, or to make improvements to the house, you can use a product called equity release to access the value tied up in … [Read more...]
Your Complete Online Guide to Seeking Financial Freedom
Financial independence is a function of your last payday. That last check opens a future defined by your life thus far. It can mean a comfortable life in retirement or the need to work for supplemental income. A strategy for achieving financial independence will reduce your stress. As David Ning wrote in U.S. News Money, {You will be much less stressed out. It's no secret … [Read more...]
How to Achieve Financial Independence
At least six out of 10 millennials believe that they can achieve the American dream. For this younger generation of Americans, the American dream means owning a home, living debt-free, retiring comfortably, and pursuing one’s passion. This offers another view on the mind-set of millennials who are often chided over their seeming disregard for traditions like … [Read more...]