Debt has a bad reputation. Total household debt in the US now stands at $12.07 trillion, and many Americans are striving to reduce their personal debt. However, when used intelligently, debt can be a very useful financial tool. For example, if you use debt to purchase a car to enable you to travel further for work and increase your earning potential, few would consider that … [Read more...]
3 Easy Ways To Take Advantage Of Your Credit Card
Due to some negative reviews about credit cards, and how one may end up paying high interest rates and fees, many people do not sign up for them. But you should take advantage of credit cards concierge service. There are other ways through which you can benefit from your credit card. The catch is to ensure that you use a credit card for essential things, and also ensure … [Read more...]
5 Hacks You Can Try to Increase Your Chances of Getting Approved for a Personal Loan
Having trouble borrowing the money you really need? You're not alone. Many of us have been there before. If you're struggling financially or need a loan for some other reason, you might already have faced the brick wall that many lenders seem to be these days. But all is not lost. You can still get the money you need under reasonably agreeable terms. In this article, … [Read more...]
Equity Release Explained
If you’ve had a mortgage for decades, you’ve accumulated a significant amount of equity, sometimes several hundreds of thousands of pounds, in the home. If you need the cash, perhaps to cushion your retirement, to fund your in-home care, to help out family members, or to make improvements to the house, you can use a product called equity release to access the value tied up in … [Read more...]
Your Complete Online Guide to Seeking Financial Freedom
Financial independence is a function of your last payday. That last check opens a future defined by your life thus far. It can mean a comfortable life in retirement or the need to work for supplemental income. A strategy for achieving financial independence will reduce your stress. As David Ning wrote in U.S. News Money, {You will be much less stressed out. It's no secret … [Read more...]