If you've received an audit notice from the Canada Revenue Agency (CRA) about your crypto transactions, you're not alone. Over the past few years, the CRA has ramped up enforcement in the digital asset space—requesting records from exchanges, flagging suspicious activity, and digging into years of transaction histories. A crypto audit can feel intimidating, especially when the … [Read more...]

Tax issues have a way of sneaking up on people. A missed return here, a late payment there, and suddenly you’re facing penalties, interest, or even legal consequences. Two of the most common tools Canadians can use to clean things up or ease the pressure are the Taxpayer Relief Provisions and the Voluntary Disclosures Program (VDP).  One of the first things a taxpayer relief … [Read more...]

When it comes to saving for your child’s future, choosing the right financial tools can make all the difference. Uniform Gifts to Minors Act (UGMA) accounts have long been a favored method for parents and grandparents to transfer wealth to younger generations. However, navigating UGMA account limits and tax implications can be challenging without a solid understanding of the … [Read more...]

Ever feel like money slips through your fingers no matter how hard you try? You budget. You save. You hustle. And still, it feels like you’re on a treadmill going nowhere. If you’ve ever told yourself, “I’m just bad with money,” it’s time to stop. You’re not bad with money—you’re just following the wrong rules. It’s not a flaw in you. It’s a flaw in the system you were … [Read more...]

Venture capital (VC) has carved out a powerful niche in the modern investing world. Unlike the familiar paths of mutual funds or bonds, VC investments open doors to rapid growth and innovation. For investors seeking portfolio diversity and exposure to cutting-edge startups, partnering with a venture capital firm offers a unique edge. What is Venture Capital? Venture capital … [Read more...]