With so many different options nowadays in the land of investment, it can be confusing to know where to put your money in order to get the best returns at the lowest risk. Two of these options that we will be comparing are buy-to-let property investments and the bank option of the simple ISA. Buy-to let Investments There are many benefits to buy-to-let … [Read more...]
How the Financial Decisions That You Make Now Shape Your Future
What we do now shapes our future, and that’s often most true in the world of personal finance. There, the decisions we make in our student and young professional years can impact us in ways than extend all the way to retirement. Saving money while you’re young will give you time to enjoy the benefits of compound interest and create a more comfortable retirement. You won’t … [Read more...]
How To Avoiding The Challenges Commonly Faced When Pursuing Car Accident Claim
Getting caught up in an accident is frustrating as it pushes you back from handling the schedules you had in mind as you have to take time off to seek medical attention and fully recover from the shock plus body injuries. It becomes worse if the injuries sustained are severe, and there is the need of having specialized physicians take you through complicated treatment … [Read more...]
Knowing These 3 Line of Credit Options: Do You Know How to Use It Your Advantage?
Debt has a bad reputation. Total household debt in the US now stands at $12.07 trillion, and many Americans are striving to reduce their personal debt. However, when used intelligently, debt can be a very useful financial tool. For example, if you use debt to purchase a car to enable you to travel further for work and increase your earning potential, few would consider that … [Read more...]
An Easy-Peasy Method to Help You Manage Your Monthly Budget
Getting on top of what is coming into and going out of your bank account can be a minefield. There are so many direct debits, standing orders, one-of payments, top ups, sudden expenses and other payments to keep on top off, that you might suddenly log into your online bank account and wonder why it is overdrawn, or why there is no money left for a certain bill or … [Read more...]
3 Easy Ways To Take Advantage Of Your Credit Card
Due to some negative reviews about credit cards, and how one may end up paying high interest rates and fees, many people do not sign up for them. But you should take advantage of credit cards concierge service. There are other ways through which you can benefit from your credit card. The catch is to ensure that you use a credit card for essential things, and also ensure … [Read more...]
5 Hacks You Can Try to Increase Your Chances of Getting Approved for a Personal Loan
Having trouble borrowing the money you really need? You're not alone. Many of us have been there before. If you're struggling financially or need a loan for some other reason, you might already have faced the brick wall that many lenders seem to be these days. But all is not lost. You can still get the money you need under reasonably agreeable terms. In this article, … [Read more...]
Equity Release Explained
If you’ve had a mortgage for decades, you’ve accumulated a significant amount of equity, sometimes several hundreds of thousands of pounds, in the home. If you need the cash, perhaps to cushion your retirement, to fund your in-home care, to help out family members, or to make improvements to the house, you can use a product called equity release to access the value tied up in … [Read more...]
Your Complete Online Guide to Seeking Financial Freedom in 2019
Financial independence is a function of your last payday. That last check opens a future defined by your life thus far. It can mean a comfortable life in retirement or the need to work for supplemental income. A strategy for achieving financial independence will reduce your stress. As David Ning wrote in U.S. News Money, {You will be much less stressed out. It's no secret … [Read more...]
How to Achieve Financial Independence
At least six out of 10 millennials believe that they can achieve the American dream. For this younger generation of Americans, the American dream means owning a home, living debt-free, retiring comfortably, and pursuing one’s passion. This offers another view on the mind-set of millennials who are often chided over their seeming disregard for traditions like … [Read more...]