Bad credit may not be a death sentence or foreclosure but it is as bad as it sounds. For anyone who doesn't fully understand it, bad credit is a situation where there is failure to make timely payments on borrowed money which is often an indication that there is a likelihood that payments will not be duly made in the future or even worse, not made at all. This means you are … [Read more...]

Thanks to auto loans and the changes that have taken place in the lending industry over the last decades, you can now own a car without paying for it on the spot. If you know your way around this works, you can potentially secure loans to acquire any car you desire. But as you would expect, the interest rates on these loans are pretty high but you can deal with all of that with … [Read more...]